At Guardian National Mortgage, Our Growth is Tied to Your Financial Success. Owner and director Phil Sealy has been in the finance industry for more than 25 years and is committed to providing ‘real life’ solutions that work for his clients. Whether it’s refinancing for home renovations, acquiring an investment property or building a future portfolio for retirement, the Guardian team can assist with both your short and long–term investment goals. Our investor clients appreciate the importance of understanding their borrowing capacity from the banks and how they can use this to their advantage. Our holistic approach to finance not only includes what your needs are for today but look to the future with your lenders borrowing capacity. With the majority of our clients being property investors, we take the time to workout the maximum limit you can borrow, taking in to consideration the rental income it will bring in and potential tax credits you will receive, which most people are unaware of. Furthermore, we look at the cashflow and equity you may have, helping you make more capital gains through acquisitions of other investment properties. If buying an investment property is part of your wealth creation strategy, then Guardian National Mortgage can be your go to mortgage broker and investment property advisor in Melbourne.