James is a financial adviser with McFarlane Orr Insurance Specialists. Specialising in risk insurance, superannuation and estate planning for individuals and business owners. James has been in the financial services industry since 1999 starting with his father Jim Orr and the family business before becoming a director. Specialties Personal risk insurance: providing release from debt and family protection in the event of death, disablement (both temporary and permanent) and/or a traumatic condition via the implementation of insurance - life cover, trauma insurance, total and permanent disability and income protection including business expense cover. Superannuation: providing a funding mechanism in retirement for individuals and companies (corporate). Estate planning: business succession, buy/sell agreements via insurance.