About Wise Finance
Wise finance is your first point of call for financial requirements. A Multi award winning broker and team who have the knowledge and the relationships to ensure you get the most appropriate loan given your requirements and situation. Wise finance specialises in residential, commercial lending and mortgage planning. We are more than just mortgage brokers. We offer professional and friendly advice, understating and expertise.
Property Management & Sales
Loans & Mortgages
Banks & Building Societies
Residential & Commercial
First Home Buyers
Commercial & Business Loans
Credit Advice & Services
Residential Fixed or Variable Home Loans
Personal & Private Car Loans
Commercial Fixed or Variable Loans
Residential or Commercial Lines of Credit
Mortgage Protection Insurance
Commercial Equipment, Vehicle & Asset Financing
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Ways to Pay
George Peat is a Credit Representative (CR.No.398786) of BLSA Pty Ltd (Australian Credit Licence No. 391237)
George Peat is a Authorised Representative (ARN No.1272542) of Shartru Wealth Management Pty Ltd (AFSL 391237)
Frequently Asked Questions
What is a break fee?
Break fees exist to cover the lender in the event a borrower breaks their fixed rate home loan. The fees are an estimate of the loss that a lender incurs as a result of the loan break. In the event of refinancing (switching your loan product or moving to a new lender) break costs may only apply if the variable rate is lower than the fixed rate product.
What is Lenders Mortgage Insurance (LMI)?
Traditionally, lenders require borrowers to have a deposit of at least 20%. However, by using lenders mortgage insurance, lenders are able to offer lower deposit home loans. LMI protects the lender if a borrower is unable to meet their mortgage repayments and the property has to be sold.