We specialise in giving friendly and affordable, professional financial advice to anyone who needs it! We are there to help
We specialise in giving friendly and affordable, professional financial advice to anyone who needs it! We are there to help increase and protect your wealth with sound, simplistic advice.
Privately owned and operated Australian financial planning firm, dedicated to providing trusted investment advice to clients with honesty & integrity. Our independently provided research, corporate independence & sole focus on private investors enable us to provide a truly transparent service with affordable quality advice.
We use client profiling, which is a short questionnaire, to build a picture of your assets & liabilities, income and expenses. We also look at whether retirement is near, or a long way in the future. Your profile tells us where you are now, and what is required to achieve your goals and objectives. It is regularly reviewed to ensure that it correctly reflects your current situation.
We will review your client profile, ensuring all information is gathered, including your future goals & objectives. Then we will discuss an overall strategy, focusing on ideas that can assist you to meet your long-term goals. Then if required, Saracens will assist in providing a financial plan to enable your financial goals to be achieved. A Term of Engagement (TOE) will be drafted, which will outline the advice required and associated costs.
The financial plan is a detailed document, which will review your current position and makes recommended changes if required. The aim of the financial plan is to crystallise the financial inputs with your long-term goals and objectives. It will explain the steps we see as necessary to achieve these goals and the risks and costs associated in implementing the strategy. It is a recommended course of action, but is by no means the only course of action.
At the presentation meeting, we walk you through the strategy, our recommendations and investment process. We also outline any associated fees with absolute clarity. Throughout the meeting we will check that you understand all of the details. Any questions or objections are dealt with in this meeting so that the necessary adjustments can be made.
Once we have received an authority to proceed we look to implement the plan in an orderly process. Our staff will assist in the completion of the implementation of super roll-over, maturities, bond and other asset transfers, off-market transfers, opening of bank and deposit accounts and liaising with accountants and other professionals to make sure implementation flows smoothly.
We will review your financial situation on a regular basis or as your needs require. This will provide you with up-to-date information on your financial situation and enable you to discuss any concerns you may have and make any changes required. The review meeting involves a reappraisal of the strategy to ensure that the optimal approach is being taken, adapting to different market conditions and new legislation.