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About National Mortgage Company
Mortgage brokers
Services
Home Loans
Personal Loans
Insurance
Car Insurance
Business Loan
SMSF Home Loans
Bridging Loans
Commercial Loans
Specialist Lending
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Ways to Pay
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Licences
Australian Credit Licence 394 125
Frequently Asked Questions
What is a non-bank lender?
A non-bank lender is not a bank, credit union or building society, but a lender with access to a source of wholesale funding. At emoney, we borrow our funds from funding warehouses, made up of deposits from every day Australians, superannuation funds and investors. Our funding warehouses are safe as they are backed by large Australian and international lending institutions.
Can I get a home loan if I have a bad credit rating?
Yes. At emoney, we can assist borrowers with poor credit find suitable home loans. We consider applicants with defaults, loan arrears and discharged bankrupts. Please be aware, your credit history will have an impact on your interest rate.
National Mortgage Company