Wollongong born Michael Gamble has been practising as a Solicitor since 1978. He has recently opened his own legal practice at 30 Market Street, Wollongong called Gamble Law & Estate Planning. Not only has Michael a wealth of practical experience, he has degrees in Commerce and Law and a Diploma of Financial Planning. Michael practices in the areas of conveyancing and leases with a particular emphasis on wills and estate planning. With the complexities of modern day living including blended families and superannuation Michael believes that people need to pay particular attention to the impact of death and or illness on their financial situation. In particular, wills containing testamentary trusts can offer a degree of protection for the assets accumulated by people in their lifetime and income can be distributed in a tax efficient manner to their beneficiaries. Michael continues to be active in the community affairs including as a Director of Oak Flats Financial Services Limited, the company that is the franchisee of the Oak Flats and Shellharbour Community Bank branches of the Bendigo Bank. If you would like to contact Michael, please call 4264 1400 or send an email to gl@gamblelaw.com.au.