We cannot recommend highly enough Roger Ruhle for his professionalism, knowledge, unbiased advice, patience, positivity and understanding. My wife and I are new immigrants to Australia and hence we had very little knowledge as to how and who to speak to about obtaining a home mortgage. Roger came recommended to us. We might add that we had contacted other Credit Advisors but we were not comfortable with their offer and service. We have to say that at all times Roger was sincere and considered our interests first, continuing to put the extra effort in locating the offer that best suited our situation. We had our challenges to overcome; he was always there with the solutions when they arose. He made the complete process easy for us, and managed the whole financial process to finalisation where we took possession of the keys. He always made himself available to us. We have no hesitation in recommending Roger to anyone wanting Excellence in Credit Advisory. Thank you Roger for helping us make our dream come true. Don & Vikki Caloundra