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City Wide Loans

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Trading for 4 years

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About City Wide Loans

Building your dream home is possible when you have a sufficient budget. To make your dreams possible, you may consult a home loan broker in Caroline Springs or other suburbs to get the necessary funding. City Wide Loans is here to help you get a home loan so that you can build the home that you envision. With low rates and fast responses, you can get the help you need in processing your loan application. We have 15 years more experience and a qualified team so you can get the right information when you work with us. Being an efficient finance broker, we will be with you at every step by talking to banks, conveyancers, and builders on behalf of you. Services we provide: • First home buyers • Home loan refinancing • Investment • Asset finance • Insurance and many more An Efficient Home Loan Broker in Caroline Springs Besides getting a desirable response from our team, we can make the process simple and hassle-free for you. Our process consists of 3 simple steps – telling us what you want, sending documents, and signing, settling and moving into your dream home. We guarantee you the information you need so that you feel comfortable in your financial journey. With a passionate team, you can get the reliability and respect that you need in processing your loan applications. Why choose us • We help you in getting the right home deal • Transparent in our dealings • Strict compliance with industry regulations • Meeting customer expectations every time Our director and senior Mortgage broker Maria Nicoli can help you with any kind of home service that you are currently struggling with. Our experience and many happy clients can vouch for our service. Contact us today to know more. We serve in: Caroline Springs, Burnside, Fraser Rise, Melton, and Sydenham

Services

  • Homeloan Broker

  • Home Loan Refinancing

  • Mortgage Broker

  • Finance Broker

  • First Home Buyers

  • Investment

  • Construction Finance

  • Commercial Loans

  • Business Loans

  • Self Managed Super Fund (SMSF)

  • Asset Finance

  • Home & Content Insurance

  • Being Completely Transparent in Our Interactions & Communications

  • Complying Fully with Industry Regulations.

  • Constantly Raising the Bar When it Comes to Customer Expectations

  • Car Insurance

  • Income Protection

  • Illness Cover

  • Life Insurance

  • TPD & Trauma Cover

  • Equipment Loans

  • Car Loans

  • Construction Insurance

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Location

Shop 1/234 Caroline Springs Boulevard, Caroline Springs VIC

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Ways to Pay

  • cash icon

    Cash

  • eft icon

    EFT

  • eftpos icon

    Eftpos

  • mastercard icon

    Mastercard

  • visa icon

    Visa

Licences

  • Credit Licence No: 384704

Frequently Asked Questions

Should I get pre-approval before looking to purchase?

Getting pre-approval gives you the green light to borrow a set amount for a set time, thereby giving you a clear idea of what you can spend and everything you need to make an offer on a property. Because you never know when that dream property will appear, having a pre-approval in advance ensures you have the best chance of being able to be the successful bidder should the opportunity arise.

Does lending capacity vary among banks?

When lenders calculate your borrowing capacity, they use an assessment rate to examine your application. Each bank or lending institution has its own assessment rate, which is based on the lender’s individual risk tolerance and can vary from one lender to another. Thus why your borrowing capacity could vary.

City Wide Loans