About City Wide Loans
City Wide Loans building your dream home is possible when you have a sufficient budget. To make your dreams possible, you may consult a home loan broker in Caroline Springs or other suburbs to get the necessary funding. City Wide Loans is here to help you get a home loan so that you can build the home that you envision. With low rates and fast responses, you can get the help you need in processing your loan application. We have 15 years more experience and a qualified team so you can get the right information when you work with us. Being an efficient finance broker, we will be with you at every step by talking to banks, conveyancers, and builders on behalf of you.
Services
Homeloan Broker
Home Loan Refinancing
Mortgage Broker
Finance Broker
First Home Buyers
Investment
Construction Finance
Commercial Loans
Business Loans
Self Managed Super Fund (SMSF)
Asset Finance
Home & Content Insurance
Being Completely Transparent In Our Interactions & Communications
Complying Fully with Industry Regulations.
Car Insurance
Income Protection
Illness Cover
Life Insurance
TPD & Trauma Cover
Equipment Loans
Car Loans
Construction Insurance
Tailored Solutions
Over 19 Years Of Experience
Exceptional Services
Friendly Staff
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Ways to Pay
Cash
EFT
Eftpos
Mastercard
Visa
Licences
Credit Licence No: 384704
Frequently Asked Questions
Should I get pre-approval with City Wide Loans before looking to purchase?
Getting pre-approval gives you the green light to borrow a set amount for a set time, thereby giving you a clear idea of what you can spend and everything you need to make an offer on a property. Because you never know when that dream property will appear, having a pre-approval in advance ensures you have the best chance of being able to be the successful bidder should the opportunity arise.
Does lending capacity vary among banks, according to City Wide Loans?
When lenders calculate your borrowing capacity, they use an assessment rate to examine your application. Each bank or lending institution has its own assessment rate, which is based on the lender’s individual risk tolerance and can vary from one lender to another. Thus why your borrowing capacity could vary.
City Wide Loans