So I'd been hit by some very hard times and had fallen short on keeping up to date with my bodycorp fees. Now I was at a point where I could catch up, so I tried to negotiate paying what I could on my bodycorp fees with this company, they refused and wanted more, I didn't have more & told them that, I explained my suggested payments would catch me up in 6 months. They refused & decided they would do everything they could to make my life much harder by adding more fees and costs instead, in which I had explained to them, if they add money to it, it will take me longer to pay it off. They didn't care, they just wanted to make my life more of a misery. Between being non negotiable, not replying to requests or questions if you go with these guys for your bodycorp management, don't ever fall on tough times because they will kick you when you are down and then keep kicking.