Mortgage Smart can help you Save money on your home loan! As a leading Mortgage Broker on the South Coast, servicing clients in the Illawarra from Kiama, Gerringong, Gerroa, Berry, Shoalhaven Heads and beyond, it is our greatest pleasure to help you solve your financial problems with the best customer service possible. We do the home loans the banks can't. We complete all the paper work and do all the running around, so you don't have to. We will phone your Solicitor, liaise with Real Estate Agents and make any necessary communications to ensure a smooth process. Our professional team can help you with your next: First Home Purchase Home Upgrade Home Down Grade Refinance Self Employed Loan Construction Loan Low Documentation Loan Debt Consolidation Developer Finance Commercial Finance Self Managed Super Fund Loan

Electrum Finance are your professional Mortgage Planners in Googong and Canberra. We work with first home buyers to experienced property investors. As your trusted mortgage advisers, we structure home, investment loans, and entire debt portfolios, to suit our clients, not the lender. We ensure our clients pay the least amount for their loans by ensuring they have the most appropriate loan for them, now and in the future. If you need a home or investment loan, or have multiple loans with multiple repayment schedules, you need a Mortgage Makeover. A 15 minute online Mortgage Makeover identifies how to structure your loan, what your loan options are, and how much you could save.