Do you understand what your insurance covers and if your family is protected? Based in Lismore, Carter Financial Services helps you understand the difference between various personal insurance deals, to help you find the right policy for your needs. Many of our clients come to us, not sure what cover they actually have in place and what they are covered for. With a personal insurance checkup, we can determine what benefits you should receiving and customise a new insurance plan to suit your needs. Key person business insurance, trauma insurance, income protection and superannuation can all be considering during a financial planning consultation. We are your personal adviser, we are here to support you, at claim time, at review time and any other time you need to see someone about your insurance. For further information about insurance, contact Carter Financial Services in Lennox Head today.

Suncorp is a leading provider of financial and insurance products in the Northern Rivers region. Our product range includes general insurance, banking, life insurance and superannuation. When it comes to banking, we effectively meet the needs of personal, agribusiness, small business and commercial customers.

We also assist our clients in their time of need by offering a claims handling service. Avid Insurance Brokers is an Authorised Representative of Corporate Insurance Brokers Pty Ltd who is a member of Steadfast Group Ltd, Australia's largest network broking group. This provides Avid Insurance Brokers advantages in securing coverage that suits your individual needs while premiums remain competitive. As business and technology changes, so can your insurance needs. We are passionate about protecting you and your assets.

We specialise in giving friendly and affordable, professional financial advice to anyone who needs it! We are there to help increase and protect your wealth with sound, simplistic advice. Privately owned and operated Australian financial planning firm, dedicated to providing trusted investment advice to clients with honesty & integrity. Our independently provided research, corporate independence & sole focus on private investors enable us to provide a truly transparent service with affordable quality advice. We use client profiling, which is a short questionnaire, to build a picture of your assets & liabilities, income and expenses. We also look at whether retirement is near, or a long way in the future. Your profile tells us where you are now, and what is required to achieve your goals and objectives. It is regularly reviewed to ensure that it correctly reflects your current situation. We will discuss an overall strategy, focusing on ideas that can assist you to meet your long-term goals. Then we will assist in providing a financial plan to enable your financial goals to be achieved. A Term of Engagement (TOE) will be drafted, which will outline the advice required and associated costs. The aim of the financial plan is to crystallise the financial inputs with your long-term goals and objectives. It will explain the steps we see as necessary to achieve these goals and the risks and costs associated in implementing the strategy. It is a recommended course of action, but is by no means the only course of action. With an authority to proceed we look to implement the plan in an orderly process. Our staff will assist in the completion of the implementation of super roll-over, maturities, bond and other asset transfers, off-market transfers, opening of bank and deposit accounts and liaising with accountants and other professionals to make sure implementation flows smoothly. We will review your financial situation on a regular basis or as your needs require.

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QBE Insurance have been covering the insurance needs of the Northern Rivers and Australia for more than 125 years. We offer localised services, with an office in Lismore for one-on-one service. Our product range includes personal and business insurance, as well as workers compensation insurance.

Besides postal services, we also offer insurance, police checks, money transfers, foreign currency exchange, gift cards, and more. You can also pay select bills, renew your passport and withdraw or deposit cash at participating Post Offices – check Auspost’s website for participating outlets. For any small business mailing, eCommerce, or marketing needs, please come in and speak to our friendly post office staff.