Mortgage Smart can help you Save money on your home loan! As a leading Mortgage Broker on the South Coast, servicing clients in the Illawarra from Kiama, Gerringong, Gerroa, Berry, Shoalhaven Heads and beyond, it is our greatest pleasure to help you solve your financial problems with the best customer service possible. We do the home loans the banks can't. We complete all the paper work and do all the running around, so you don't have to. We will phone your Solicitor, liaise with Real Estate Agents and make any necessary communications to ensure a smooth process. Our professional team can help you with your next: First Home Purchase Home Upgrade Home Down Grade Refinance Self Employed Loan Construction Loan Low Documentation Loan Debt Consolidation Developer Finance Commercial Finance Self Managed Super Fund Loan

We are mortgage brokers for people of all walks of life from tradies to professionals, the self-employed to the employed, and the first home buyers through to downsizing boomers. With access to over 50 lenders, we'll find your perfect match, at no cost to you. The bank you decide to go with pays us. Are you: - A first home buyer? - Looking to purchase an investment property? - Not too sure if your current loan is competitive anymore? - Wanting to purchase a commercial property? - Considering consolidating debt? - Pondering renovating your property? - Seeking strategies to payoff your loan faster or reduce debt?