We are mortgage brokers for people of all walks of life from tradies to professionals, the self-employed to the employed, and the first home buyers through to downsizing boomers. With access to over 50 lenders, we'll find your perfect match, at no cost to you. The bank you decide to go with pays us. Are you: - A first home buyer? - Looking to purchase an investment property? - Not too sure if your current loan is competitive anymore? - Wanting to purchase a commercial property? - Considering consolidating debt? - Pondering renovating your property? - Seeking strategies to payoff your loan faster or reduce debt?

Total Home Loan Service is a Woonona home loan brokerage service. We will take care of your residential, investment, commercial, vehicle, equipment and land loans.

Who are we? We're mortgage brokers. We'll help navigate you through the competitive and ever-changing mortgage landscape to find the right loan for you. We'll go into bat and negotiate on your behalf, and we'll make the process as simple as possible for you, geared up to deliver fast results. We'll help you avoid the pitfalls, and we'll find loan features to suit your personal circumstances. Why use us as a mortgage broker when looking for finance? A mortgage broker is someone who shops around for the home loan that's right for you. Whether you're in the market for your first home or building a portfolio of investment properties, we have access to hundreds of loans from a host of Australia's leading lenders. We do the hard work for you. We make sure you get the right home loan for your circumstances and will manage the process from start to finish. When should you see us and what can you expect? You can see us at any stage in your financial journey. You might still be saving for your first home, wishing to use the equity in your current one, or wondering if you're still getting the right deal with your existing lender. You can make an obligation-free appointment with us at a time and place that suits you. We will ask about your financial circumstances and objectives to find out what's important to you in a home loan. For example, flexibility might be important because you plan to start a family or you may want ready access to equity for a rental property or renovations. Whatever your plans, we will research the market and recommend the right home loan to suit your needs. We always look for the right loan for you, not the lender.

Penguin Financial is a Helensburgh finance and mortgage broker. We will provide the home loans and property advice that you require. Call and talk to us about setting up a residential loan or mortgage.