The Capricornian is a community owned financial institution. Our fairer banking services have proven to be a welcome alternative for the people and businesses in Rockhampton, Emerald, Gladstone, Yeppoon and Miriam Vale. We provide all the usual bank products, including business and personal banking, home loans, personal loans, savings and term deposits, investment options and insurance. We are a credit union, not a bank. The advantages are significant. Unlike a bank, which is owned by its shareholders and geared to return them the highest possible returns, a credit union is owned by its members. Our members are locals, as you can tell from our name. We've been helping local Capricornian's for more than 50 years. Our purpose is to provide financial products and services for the benefit of our members. Our profits are reinvested. We listen to what our members need first. The reinvestment is then used to improve products and services and tailor our banking solutions to help our customers. Insurance is available for home and contents, car, boat, motorbike, caravan, and travel. We have life and disability insurance as well as insurance for landlords and insurance for loans. Internet banking? Yes we have it—Visa too. With the Capricornian, you get fairer banking, personalised service, smart banking options and, in the end, it all comes back to our members.