St.George was founded in the southern Sydney suburbs in 1937. Over the next 50 years St.George built a reputation as Australia's foremost building society, before achieving full banking status in July 1992. In December 2008, St.George merged with Westpac Banking Corporation and the retail and business banking distribution businesses are now known as St.George Bank.

It’s safe to assume that our standard of living, health and family are important to us. However, there are certain events, such as serious illness or injury, which can put your home, lifestyle and future plans at risk. LCR Services extend beyond just helping you find the right loan. It’s also about helping you understand the risks of borrowing. We have a solution which may help you manage those risks and could provide you and your loved ones financial assistance when you need it the most. The payout could help with things like living expenses, medical costs, and your mortgage repayments.

Mortgage Smart can help you Save money on your home loan! As a leading Mortgage Broker on the South Coast, servicing clients in the Illawarra from Kiama, Gerringong, Gerroa, Berry, Shoalhaven Heads and beyond, it is our greatest pleasure to help you solve your financial problems with the best customer service possible. We do the home loans the banks can't. We complete all the paper work and do all the running around, so you don't have to. We will phone your Solicitor, liaise with Real Estate Agents and make any necessary communications to ensure a smooth process. Our professional team can help you with your next: First Home Purchase Home Upgrade Home Down Grade Refinance Self Employed Loan Construction Loan Low Documentation Loan Debt Consolidation Developer Finance Commercial Finance Self Managed Super Fund Loan